In most cases after choosing a health insurance plan, or after having made adjustments to one's current hospital cover or family cover, one may have a minimum waiting period that has been decided by the government. At this time the insurance company and/or government will confirm that the insured person or family will not discontinue the service after a big claim shortly after having joined. In general, people with pre-existing conditions or who are pregnant will have a waiting period of approximately twelve months, around two or three months for psychiatric or mental conditions, and about one or two months for most other health conditions. With this plan, people can obtain a discount card which will help one pay for the visit to the doctor. Another name for this is the medical discount plan, and it will also work with dentist visits. The main advantage of this type of plan is that one may see a doctor within three or four days after joining, rather than waiting for a long period of time. This type of plan may also be obtained through one's employer, and may include more options, prices and different types of coverage. In addition, some doctors offer a discount if clients pay cash, or will work out a payment plan for visits which cost more. Unfortunately, pregnant women may have a dilemma when considering a health insurance no waiting period plan. In general, health care providers do not categorize pregnancy as a pre existing condition, however there may be many loopholes in the contract which may deny a pregnant woman from health coverage for pre and post natal care. For women who do not have the time or patience to research a health insurance no waiting period, a better option may be to quickly look into a public option or government assist options. Since this type of insurance may require a waiting period, it is not necessarily the best option. 锘縃ealth Insurance No Waiting Period Plan
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